Your Credit

Section One - Credit Reports

Start here to understand your credit report.


Section Two - Credit Scoring

An over view of how credit scores are calculated.


Section Three - Estimate Your Credit

Estimate your credit score.


Section Four - FICO Example

A credit report and score example by Fair, Isaac & Company.


Section Five - Credit Grades

Learn about credit grades. If your credit is less than perfect, you may still qualify under a non-conforming loan.


Section Six - Who Are The Credit Agencies?

Who to contact at the credit agencies.


Section Seven - Fair Credit Reporting Act

Information on the Fair Credit Reporting Act


Section Eight - FACTA - Free Credit Report

FACT Act - how to obtain a free copy of your credit report. Includes a sub-section on credit errors and how to correct them.


Section Nine - Credit Questions and Answers

Common credit questions and answers.