Mortgage School

Qualifying and Down Payments

Understand what is involved in qualifying for a mortgage loan, how to qualify, what is a low down payment loan, and how to qualify for one, and how you can raise the down payment. This unit should take less than 30 minutes to complete.

Your Credit

Start here to understand your credit report, what affects your credit, how to correct your credit. This unit should take less than 30 minutes to complete.

Mortgage Basics

General information to consider as you look for a mortgage, including a detailed explanation of closing costs, and differences between purchase and refinance loans. This unit should take less than 30 minutes to complete.

Decisions To Make

More information to consider and decisions you need to make as you look for a mortgage. This unit should take less than 30 minutes to complete.

Mortgage Rates

Information on mortgage rates, how they are determined, and why do they change daily? This unit should take less than 15 minutes to complete.

Disclosures

The mortgage industry is highly regulated and has many unique forms. Don't be confused by the disclosures, learn the language of the mortgage disclosures in this section. This unit should take less than 15 minutes to complete.

Terms and Special Loans

More information on loan terms and special loans that may fit your situation. Include low-doc, no-doc, stated income, and no closing cost loans. This unit should take less than 30 minutes to complete.

FHA Loans

Information on FHA loans, and why they may be a better option for you than a conventional loan. This unit should take less than 20 minutes to complete.

VA Loans

Information on VA loans, and why they may be a better option for you than a conventional loan. This unit should take less than 20 minutes to complete.

Closing and Beyond

Information on the role of the closing agent, and tax deductions that come with owning a home. This unit should take less than 15 minutes to complete.


Mortgage School Test - See How Much You’ve Learned!

Search for Answers to Mortgage Questions or Loan Terms

If you can't find the answer you're looking for, email us and we'll get right back to you.