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Investment Property Calculator

A guide to the possible financial outcomes of buying and renting out an investment property.

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Loan Amount $80,000

Monthly Payment $476

  Year 1 Year 2 Year 3 Year 4 Year 5
Rental Income $1,013 $1,238 $1,479 $1,238 $1,238
 Total Expenses $1,013 $1,238 $1,479 $1,238 $1,238
Insurance $1,013 $1,013 $1,238 $1,479 $1,479
Taxes $1,013 $1,013 $1,238 $1,479 $1,479
Monthly Expenses/Fees $1,013 $1,238 $1,479 $1,238 $1,238
Total Payments $1,013 $1,238 $1,479 $1,238 $1,238
Cash Flow $1,013 $1,238 $1,479 $1,238 $1,238
  Tax Saved** $1,013 $1,238 $1,479 $1,238 $1,238
Interest Expenses $1,013 $1,238 $1,479 $1,238 $1,238
+Depreciation* $1,013 $1,238 $1,479 $1,238 $1,238
+Ins, Tax, other expenses * $1,013 $1,238 $1,479 $1,238 $1,238
-Rental Income $1,013 $1,238 $1,479 $1,238 $1,238
Total Tax Deduction $1,013 $1,238 $1,479 $1,238 $1,238
 Yearly addition to Net Worth $1,013 $1,238 $1,479 $1,238 $1,238
After Tax Cash Flow $1,013 $1,238 $1,479 $1,238 $1,238
Principle Paid(est) $1,013 $1,238 $1,479 $1,238 $1,238
Property Value $1,013 $1,238 $1,479 $1,238 $1,238

* 27.5 yr straight line depreciation, deduction may be limited with high gross income.  Depreciation is based on the value of the home without the land.   In this calculation we are allocating 10% of the purchase price to the land and the remainder to the residence.
** 2001 Federal Filing Status Single  (most conservative tax rate)  Keep in mind that your tax deduction may also be limited with an adjusted gross income over $100,000.  See your tax advisor for details.

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DISCLAIMER: These calculators are for informational purposes only. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. The mortgage rate and payment results you see on these calculators are hypothetical and illustrative only and do not reflect your actual mortgage loan situation or needs. Mortgage rates change daily and actual payments will vary. Not all payment examples include amounts for taxes and insurance premiums and the actual payment obligation will be greater. To give you accurate and personalized information, we will need to do a detailed analysis of your financial situation. goodmortgage offers a wide variety of mortgage loan options. To get more accurate and personalized results, please proceed by selecting “Apply Now” or “Rate Quote.”