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Mortgage Products

Compare your Loan Options

Not sure which loan options match your financial goals? You’ve come to the right place.

Did you know?

A Jumbo Mortgage is one way to buy a high-priced home that may be above the conforming loan limit. The conforming loan limit for most areas of the country is $424,100, however it may be higher in high-cost areas. Jumbo mortgages typically require a lower debt-to-income ratio, a higher credit score, and a larger down payment than conforming products.

Did you know?

An Adjustable Rate Mortgage, commonly referred to as just an ARM loan, can be appealing to some borrowers. Interest rates are fixed for a period of 5, 7 or 10 years. After the fixed rate period, your interest rate may change once per year- either up or down depending on market conditions. Typically ARM rates include an interest rate cap that limits the maximum amount your principal and interest payment may increase at each adjustment and over the life of the loan.

Did you know?

If you are considering a home located in an eligible rural area for your primary residence, you could qualify for a USDA Rural Development Mortgage. Some of the benefits of this program include an option for up to 100% financing and closing costs and lender fees may be rolled into the loan amount. This can mean no money out of pocket at closing for you.

Did you know?

A Fixed Rate Mortgage offers the security of a principal and interest payment that does not change over the life of the loan. We offer a variety of loan terms including 15 year, 20 year and 30 year fixed rate options.

Did you know?

If you're in the market for a new home or want to refinance your existing mortgage, you may want to consider an FHA Mortgage. Insured by the Federal Housing Administration, an FHA Mortgage is designed for home buyers with potentially lower income or those needing low down payment options.

Did you know?

Guaranteed by the U.S. Department of Veteran Affairs, a VA Mortgage is a benefit only available to active duty military, veterans and their families designed to enable homeownership. The VA loan program may be a good fit for many eligible veterans and their families because there is no required down payment. Also, even if you have used your VA loan benefit in the past, you may still be able to take advantage of the program again.

Jumbo Mortgage

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Why choose a Jumbo Mortgage?

  • Loan Amount Up to $3,000,000

  • Take up to $500,000 Cash Out

  • Credit scores as low as 680 may qualify

  • VA Jumbo mortgages allow for no or minimum down payment

  • Higher down payment means cost savings over the loan

Adjustable Rate Mortgage

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Why choose an Adjustable Rate Mortgage?

  • Available in 5/1 ARM, 7/1 ARM and 10/1 ARM

  • Initial interest rate may be lower than a fixed rate mortgage

  • Interest rate may adjust once a year

  • Buy a home with as little as 10% Down

  • FHA and VA ARMs are available

USDA Mortgage

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Why choose a USDA Mortgage?

  • 100% Financing Available

  • No Maximum Purchase Price

  • Many Property Types Allowed (Condos, Manufactured Homes)

  • Closing Costs and Lender Fees may be rolled into the loan

  • Renovation and Repair costs can be financed

Fixed Rate Mortgage

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Why choose a Fixed Rate Mortgage?

  • 15 year, 20 year and 30 year terms

  • Low Down Payment Options

  • Consistent principal & interest payment

  • Competitive Interest Rates Available

  • Security of a fixed rate

FHA Mortgage

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Why choose a FHA Mortgage?

  • Buy a home with as little as 3.5% down

  • Refinance up to 96.5% of your home’s value

  • Credit scores as low as 530 may qualify

  • Flexible debt-to-income ratios

  • Adjustable Rate Mortgage (ARM) options available

VA Mortgage

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Why choose a VA Mortgage?

  • Up to 100% financing available

  • No Down Payment Options

  • Mortgage Insurance (PMI) not required

  • Re-use your VA Benefits

  • Little-to-no money out of pocket

Did you know?

A Jumbo Mortgage is one way to buy a high-priced home that may be above the conforming loan limit. The conforming loan limit for most areas of the country is $424,100, however it may be higher in high-cost areas. Jumbo mortgages typically require a lower debt-to-income ratio, a higher credit score, and a larger down payment than conforming products.

Did you know?

An Adjustable Rate Mortgage, commonly referred to as just an ARM loan, can be appealing to some borrowers. Interest rates are fixed for a period of 5, 7 or 10 years. After the fixed rate period, your interest rate may change once per year- either up or down depending on market conditions. Typically ARM rates include an interest rate cap that limits the maximum amount your principal and interest payment may increase at each adjustment and over the life of the loan.

Did you know?

If you are considering a home located in an eligible rural area for your primary residence, you could qualify for a USDA Rural Development Mortgage. Some of the benefits of this program include an option for up to 100% financing and closing costs and lender fees may be rolled into the loan amount. This can mean no money out of pocket at closing for you.

Did you know?

A Fixed Rate Mortgage offers the security of a principal and interest payment that does not change over the life of the loan. We offer a variety of loan terms including 15 year, 20 year and 30 year fixed rate options.

Did you know?

If you're in the market for a new home or want to refinance your existing mortgage, you may want to consider an FHA Mortgage. Insured by the Federal Housing Administration, an FHA Mortgage is designed for home buyers with potentially lower income or those needing low down payment options.

Did you know?

Guaranteed by the U.S. Department of Veteran Affairs, a VA Mortgage is a benefit only available to active duty military, veterans and their families designed to enable homeownership. The VA loan program may be a good fit for many eligible veterans and their families because there is no required down payment. Also, even if you have used your VA loan benefit in the past, you may still be able to take advantage of the program again.

Jumbo Mortgage

slider-video

Why choose a Jumbo Mortgage?

    • Loan Amount Up to $3,000,000

    • Take up to $500,000 Cash Out

    • Credit scores as low as 680 may qualify

    • VA Jumbo mortgages allow for no or minimum down payment

    • Higher down payment means cost savings over the loan

Adjustable Rate Mortgage

slider-video

Why choose an Adjustable Rate Mortgage?

    • Available in 5/1 ARM, 7/1 ARM and 10/1 ARM

    • Initial interest rate may be lower than a fixed rate mortgage

    • Interest rate may adjust once a year

    • Buy a home with as little as 10% Down

    • FHA and VA ARMs are available

USDA Mortgage

slider-video

Why choose a USDA Mortgage?

    • 100% Financing Available

    • No Maximum Purchase Price

    • Many Property Types Allowed (Condos, Manufactured Homes)

    • Closing Costs and Lender Fees may be rolled into the loan

    • Renovation and Repair costs can be financed

Fixed Rate Mortgage

slider-video

Why choose a Fixed Rate Mortgage?

    • 15 year, 20 year and 30 year terms

    • Low Down Payment Options

    • Consistent principal & interest payment

    • Competitive Interest Rates Available

    • Security of a fixed rate

FHA Mortgage

slider-video

Why choose a FHA Mortgage?

    • Buy a home with as little as 3.5% down

    • Refinance up to 96.5% of your home’s value

    • Credit scores as low as 530 may qualify

    • Flexible debt-to-income ratios

    • Adjustable Rate Mortgage (ARM) options available

VA Mortgage

slider-video

Why choose a VA Mortgage?

    • Up to 100% financing available

    • No Down Payment Options

    • Mortgage Insurance (PMI) not required

    • Re-use your VA Benefits

    • Little-to-no money out of pocket

  1. Jumbo Mortgage
  2. Adjustable Rate Mortgage
  3. USDA Mortgage
  4. Fixed Rate Mortgage
  5. FHA Mortgage
  6. VA Mortgage